Minnesota & Wisconsin
MINNESOTA CONTRACT FOR DEED HOMES FOR SALE
A contract for deed Mn is similar to a mortgage except the owner of the property is giving you financing instead of a bank or mortgage company. How does a Minnesota contract for deed work?
Simple the buyer will make monthly payments to owner of the property.
Every month a portion of the payment is applied towards interest and principal first. There is no prepayment penalty in a seller financing.
A typical contract for deed in Minnesota you can expect to be from 3-5 years, with interest rates ranging between 6-7.5% with about 10% down. Rates and down payment are different with each owner.
The end of the contract there is a Balloon payment with remaining balance owed to the seller and will be due at the end of 3-5 years period as agreed in the contract which buyer will refinance through a mortgage lender pay off in cash or sell the home and keep the proceeds.
Wisconsin is different as far as laws and Purchase agreements-condition reports-land contracts Wisconsin you will want a Realtor/Broker to draft them. Just the same as Minnesota.
CONTRACT FOR DEED HOMES IN MN -LAND CONTRACTS ON ACREAGE-LAKE HOMES-CABINS-
NEW CONSTRUCTION-
Single Family Real Estate-Waterfront properties-lake view-access-hobby farms-acres-farm-Fisbo-Rent to own-Lease options-Rent to buy-Carry back mortgage. Good or bad credit-No credit-short sale in the past or foreclosure-self employed-Relocation we can help you find a house. We work with MN contracts every day.
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WHERE DO I FIND OWNER FINANCING? How do I purchase a home contract for deed in MN OR WISCONSIN?
BOARDWALK PREMIER REALTY INC
651-334-8312
Steve Vennemann
